Modernblkgirl, Mbg360, and Mbg investment club is committed to protecting the privacy of our members' information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you join and participate in our investment club. Please read this policy carefully to understand our views and practices regarding your personal data and how we treat it.

1. Information We Collect

We may collect the following types of information:

  • Personal Identification Information: Such as name, contact details (email, phone number), address, and other identification details necessary for membership and regulatory compliance.

  • Financial Information: This may include your bank account details for deposits and distributions, tax identification number, investment preferences, and records of your transactions.

  • Usage Information: We may collect information about your interactions with our services, including access to our website, member portal, and other communications.

2. How We Use Your Information

We use your personal information to:

  • Manage and maintain your membership in the club.

  • Process transactions, distributions, and investments on your behalf.

  • Comply with legal and regulatory obligations.

  • Provide updates, statements, and other relevant information about the club's activities.

  • Improve our services, personalize your experience, and communicate updates or changes to our policies.

3. Sharing of Information

We do not sell or rent your personal information. We may share your information in the following cases:

  • With Service Providers: We may share information with third-party providers (e.g., financial institutions, tax advisors, and legal professionals) for administrative purposes and to fulfill our obligations.

  • Legal and Regulatory Compliance: We may disclose information to comply with applicable laws, legal processes, or regulatory requirements.

  • With Your Consent: In other cases, we will obtain your consent to share information when required.

4. Data Security

We take reasonable measures to protect the information provided to us from loss, misuse, unauthorized access, disclosure, alteration, or destruction. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee absolute security.

5. Data Retention

We retain your personal information only for as long as is necessary to fulfill the purposes outlined in this Privacy Policy, comply with our legal obligations, resolve disputes, and enforce our agreements.

6. Your Rights

Depending on applicable laws, you may have certain rights regarding your personal data, including:

  • Access to your information and receiving a copy of it.

  • Requesting corrections to your personal information.

  • Requesting the deletion of your personal information.

  • Opting out of receiving communications or updates from us.

To exercise these rights, please contact us at [contact information].

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify members of any material changes by posting the new policy on our website and updating the “Effective Date” above. We encourage you to review this policy periodically to stay informed.

8. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: applications@mbg360.com